The TomoCredit Blog

Financial tips and best practices for building credit.

A phone showing a TomoIQ credit score of 675 next to a cup of coffee and the TomoIQ mascot
How to Get a Perfect 850 Credit Score

If you suffer from a low or no credit score, it may be quite difficult to achieve some of your personal financial goals. According to FICO, only 1.6% of consumers have a perfect 850 score.

Credit Cards • Sarah James • January 10, 2023
The TomoIQ mascot next to a pre-approved Tomo Card and a stack of gold coins
How Crypto payments are becoming reality

Crypto has been viewed as a speculative instrument, not a payment mechanism. With the advent of stablecoins, the game has changed—and here's how TomoCredit is solving the payments issue.

Credit Cards • Sarah James • May 11, 2022
A Tomo Card on a pedestal with text reading 'Start Building Smarter Credit for just $7.99/month'
What Goes Into Your Credit Score?

A good credit score is essential for purchasing a new place, a new car, or taking out a loan with better interest rates — but what factors go into the number?

Budget • Sarah James • January 15, 2021
A credit score gauge reading 748 Good next to the TomoIQ mascot and a Tomo Card
Are Credit Cards Worth It?

Do you really need that extra piece of plastic in your wallet? Yes, and here's why—from building credit to interest-free borrowing and peace of mind.

Credit Cards • Sarah James • March 25, 2020

The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.