
BNPL has taken consumers by storm in the last few years. But these apps should not be expecting the same results from spenders in 2023, who are getting smarter about the cost of easy spending.

Written by Sarah James ·
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This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don't have a credit history! (or if you simply need to rebuild your score).
The Tomo card, better known as “GenZ's favorite credit card”, lets you build credit without having ANY credit history. The card also has 0% APR/interest and since it is MasterCard “World Elite,” there are a ton of perks for members, including: $1000 cell phone protection and Lyft/DoorDash/HelloFresh credits. Talk about a win-win!
The Tomo card also features weekly autopay, which allows users to boost their credit FAST. What better way to start the New Year than with good credit?! The Tomo card reports to all 3 credit bureaus — Equifax, Transunion, and Expedia.
So if you plan on buying a home, car, or any other expense requiring a loan, this card will help you reach your credit score goals.
Check out how we are on a mission to help millions of others reach their financial and credit score goals by visiting our website: tomocredit.com

BNPL has taken consumers by storm in the last few years. But these apps should not be expecting the same results from spenders in 2023, who are getting smarter about the cost of easy spending.

Do you really need that extra piece of plastic in your wallet? Yes, and here's why—from building credit to interest-free borrowing and peace of mind.

This New Year, make sure you are well organized and have a plan focused on your financial goals. Here's how TomoCredit's weekly autopay feature helps users start every week debt-free.
The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.