The TomoIQ mascot holding a Tomo Card, with text reading 'Matched: the right card for you and build from there'

How to get approved for credit cards when you have no/bad credit score

Written by Sarah James ·

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SUMMARY
  • The Tomo card lets you build credit without any existing credit history.
  • It carries 0% APR and Mastercard World Elite perks like cell phone protection and DoorDash/Lyft/HelloFresh credits.
  • Weekly autopay helps boost your score quickly while avoiding missed payments.
  • The card reports to all three major credit bureaus — Equifax, TransUnion, and Experian.
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Build Credit With No Credit History

This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don't have a credit history! (or if you simply need to rebuild your score).

The Tomo card, better known as “GenZ's favorite credit card”, lets you build credit without having ANY credit history. The card also has 0% APR/interest and since it is MasterCard “World Elite,” there are a ton of perks for members, including: $1000 cell phone protection and Lyft/DoorDash/HelloFresh credits. Talk about a win-win!

The Tomo card also features weekly autopay, which allows users to boost their credit FAST. What better way to start the New Year than with good credit?! The Tomo card reports to all 3 credit bureaus — Equifax, Transunion, and Expedia.

So if you plan on buying a home, car, or any other expense requiring a loan, this card will help you reach your credit score goals.

Check out how we are on a mission to help millions of others reach their financial and credit score goals by visiting our website: tomocredit.com

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The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.