The TomoCredit Blog

Financial tips and best practices for building credit.

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You're Busy. Your Money Is Paying The Price

The most useful financial AI might be the one that helps you tackle the money task you've been avoiding. When life gets busy, managing money often falls to the bottom of your to-do list—but it doesn't have to be complicated.

Financial Wellness • Sarah James • October 5, 2026
Purple gradient background with concentric circles, upward arrow, and a credit card with text reading 'Interest Rates Went Up. Now what?'
Interest Rates Went Up. Now What?

A Fed rate increase doesn't require an economics degree to understand. Here's a practical framework for checking your card's APR and taking control of your debt.

Credit Cards • TomoCredit • September 23, 2026
A phone showing a TomoIQ credit score of 675 next to a cup of coffee and the TomoIQ mascot
How to Get a Perfect 850 Credit Score

If you suffer from a low or no credit score, it may be quite difficult to achieve some of your personal financial goals. According to FICO, only 1.6% of consumers have a perfect 850 score.

Credit Cards • Sarah James • January 10, 2023

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