The TomoCredit Blog

People are asking AI whether to pay off debt or invest, how to build credit, and what a good credit score is. What this shift really says is that consumers want guidance, not more products.

A low credit score does not have to be the end of your business plans. Here is a realistic roadmap for funding a new business and building business credit while you keep working on your personal score.

As we embark on a new year, there's no better time to take control of your financial future. Here's a guide to help you define, plan, and achieve your short-term and long-term financial goals.

All eyes are on the Federal Reserve as they decide whether to cut interest rates again. A rate cut could have far-reaching effects on your mortgage, savings, and investments.

With every election comes a whirlwind of predictions about the economy. But no matter who is in office, each of us can benefit from focusing on our personal finances and long-term goals.

As we approach the end of the year, it's an ideal time to start planning for a financially successful 2025. Here are strategies to consider for managing personal finances and investments.

Last Monday, mortgage rates saw a surprising dip, bringing hope to many homeowners looking to refinance. However, it may not be the perfect time to jump on the refinancing bandwagon just yet.

With the potential for an interest rate drop, many consumers may wonder how it could impact their financial situation. A decrease in rates presents several valuable opportunities to borrow smarter.

As you navigate career transitions, explore new opportunities, and consider purchasing property, understanding the financial landscape is crucial. Here's a look at mortgage rates and 401(k) strategy.

Tax season is here! The IRS began accepting 2022 tax year returns on January 23, 2023. If you plan on making big purchases with your refund, here are 8 tips to help maximize it.

Financial success, in many ways, is a game that everyone is trying to master. We did extensive research on how some of the biggest winners at this game play it.

If you suffer from a low or no credit score, it may be quite difficult to achieve some of your personal financial goals. According to FICO, only 1.6% of consumers have a perfect 850 score.