NEW!tomoAI

AI-Powered Credit Assistant

End-to-end credit building solution.

Approve cash-rich borrowers risk free.

Proven performance data of the "credit-invisible" who have high income.

tomo
tomo
Decrease Losses,
Grow Approvals

TomoScore is a modern, cash flow-based credit score that provides a risk-free method for businesses to evaluate the creditworthiness of high-quality borrowers who lack a traditional credit score.


Our key customer profiles characteristics are: upwardly mobile, highly educated, and cash rich users who are credit-invisible.

“TomoScore is the currency for modern banking.”
Want to learn more?
We are eager to connect with you.