Financial tips and best practices for building credit.
TomoCredit has been named to the 2026 Inc. 5000 list of America's fastest-growing private companies. The milestone marks the next chapter of our mission: bringing personalized AI financial guidance to everyday Americans through TomoIQ.
Founder and CEO Kristy Kim shares the personal experience that inspired TomoCredit in SUCCESS magazine, revealing how a credit rejection sparked a mission to expand financial access for everyday Americans.
Building winning consumer finance applications isn't just about adding AI. It's about creating experiences that help people feel informed, confident, and supported.
From immigrating to the United States at age 11 to building TomoCredit, Kristy Kim reflects on the curiosity, adaptability, and trust that shaped her entrepreneurial journey.
Younger consumers are bringing their most uncomfortable money questions to ChatGPT before they bring them to a bank. That shift says less about technology than it does about who financial guidance was ever really built for.
Moving to the U.S. comes with a long list of firsts — first apartment, first bank account, first credit card. This AAPI Month, here's how immigrants and AAPI communities can start building U.S. credit from scratch, and why it matters for everything that comes next.
A three-digit number used to be the whole story. Now consumers want their score to explain itself, show them what to do next, and reflect how they actually manage money — and the industry is starting to catch up.
New data from TomoCredit shows 82% of a sample of 5,663 California users saw their credit scores increase after using TomoCredit's financial products.
Steve Smith, former CEO and co-founder of Finicity, a Mastercard company, joins TomoCredit's board to help expand access to credit for the millions of Americans overlooked by traditional models.
TomoCredit's AI-powered Marketplace and TomoScore earned it the Personal Finance Innovation Award in the 9th Annual FinTech Breakthrough Awards, recognizing its mission of credit inclusion.
Joseph Lindsay, former CTO of Experian Open Banking, joins TomoCredit as Chief Technology Officer to lead the development of its AI Marketplace and expand access to credit for underserved communities.
Back in 2011, there was one and only way to get approved for an auto loan—having a good credit score. As a first generation immigrant, I had no idea what a credit score was, and I didn't have one.
The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.