The TomoCredit Blog

The short answer: yes, you can absolutely start a business with bad credit. However, it requires a proactive strategy, especially when it comes to repairing and improving your credit over time.

Trying to rent an apartment with bad credit can feel like you're constantly being judged for your past. But your credit score doesn't define your worth, and it doesn't determine your future.

You don't need a perfect score to unlock excellent financial opportunities. Once your credit score is in the high 700s, you're already sitting in prime position to qualify for the best offers.

If building or rebuilding your credit is a goal this year, here's a simple habit that can make a big difference: check your credit report every month. It's easy, free, and can spot costly errors.

A big gap in credit scores between partners doesn't just affect borrowing power—it can impact everything from renting an apartment to securing a car loan. But credit isn't set in stone.

One of the most overlooked aspects of the credit approval process is the difference between a hard pull and a soft pull. Both review your credit history, but they affect your score very differently.

The average American household carries over $8,000 in credit card debt. A large portion of it is tied to a lack of financial literacy and poor spending habits—here's how to break the cycle.

Your credit score is more than just a number—it's a reflection of your financial health and trustworthiness, and it can impact key aspects of your life from loans to job offers.

Traditional credit systems often overlook people with limited credit history. TomoBoost is an innovative credit-building solution offered by TomoCredit that aims to bridge that gap.

The holiday season is a time for joy and giving, but it's also when financial risks—like overspending, fraud, and identity theft—are at their peak. Here's how to stay protected.

TomoCredit announced a simple 5-week plan to boost consumer credit before the holiday shopping season begins. A bad credit score costs the average American an estimated $150,000 over a lifetime.

Last Monday, mortgage rates saw a surprising dip, bringing hope to many homeowners looking to refinance. However, it may not be the perfect time to jump on the refinancing bandwagon just yet.