
What Is a Good Credit Score to Buy a House?
Most conventional mortgage lenders require a score of at least 620, but the best rates start around 740+. Here's how your credit score affects your mortgage, and why timing matters too.
Financial tips and best practices for building credit.

Most conventional mortgage lenders require a score of at least 620, but the best rates start around 740+. Here's how your credit score affects your mortgage, and why timing matters too.

Based on our credit coaching calls with Tomo members, the number one reason they want to build credit is to buy their first house. Here's how a fixed-rate mortgage differs from an ARM.
The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.