The TomoCredit Blog

AI tools continuously analyze your spending patterns to detect unusual activities. From fraud alerts to budgeting apps to robo-advisors, here's how to put the latest AI tools to work in 2025.

As we embark on a new year, there's no better time to take control of your financial future. Here's a guide to help you define, plan, and achieve your short-term and long-term financial goals.

The average American household carries over $8,000 in credit card debt. A large portion of it is tied to a lack of financial literacy and poor spending habits—here's how to break the cycle.

TomoCredit's Founder and CEO Kristy Kim shares the company's playbook on how to stand out from the crowd and land a role at a fast-growing, mission-driven startup.

All eyes are on the Federal Reserve as they decide whether to cut interest rates again. A rate cut could have far-reaching effects on your mortgage, savings, and investments.

Your credit score is more than just a number—it's a reflection of your financial health and trustworthiness, and it can impact key aspects of your life from loans to job offers.

Traditional credit systems often overlook people with limited credit history. TomoBoost is an innovative credit-building solution offered by TomoCredit that aims to bridge that gap.

The holiday season is a time for joy and giving, but it's also when financial risks—like overspending, fraud, and identity theft—are at their peak. Here's how to stay protected.

TomoCredit announced a simple 5-week plan to boost consumer credit before the holiday shopping season begins. A bad credit score costs the average American an estimated $150,000 over a lifetime.

With every election comes a whirlwind of predictions about the economy. But no matter who is in office, each of us can benefit from focusing on our personal finances and long-term goals.

As we approach the end of the year, it's an ideal time to start planning for a financially successful 2025. Here are strategies to consider for managing personal finances and investments.

For many consumers, budgeting during the holidays can be challenging, especially with rising inflation. Buy Now, Pay Later provides a flexible and budget-friendly way to spread out costs.